{"id":2168,"date":"2026-02-02T07:56:47","date_gmt":"2026-02-02T07:56:47","guid":{"rendered":"https:\/\/miyabihomes.com\/kosten-immobilie-verkaufen-gran-canaria\/"},"modified":"2026-02-02T08:18:37","modified_gmt":"2026-02-02T08:18:37","slug":"cost-selling-property-gran-canaria","status":"publish","type":"post","link":"https:\/\/miyabihomes.com\/en\/cost-selling-property-gran-canaria\/","title":{"rendered":"What Does It Really Cost to Sell a Property in Gran Canaria?"},"content":{"rendered":"\n

This article explains the real costs, taxes and deductions involved in selling a property in Gran Canaria \u2013 including a realistic calculation example based on a sale price of \u20ac350,000<\/em>.<\/p>\n\n\n\n

<\/div>\n\n\n\n

Most property owners start with a simple question:<\/p>\n\n\n\n

\u201cHow much can I sell my property for?\u201d<\/strong><\/p>\n\n\n\n

The more important question usually comes later \u2014 sometimes too late:<\/p>\n\n\n\n

\u201cAnd how much will I actually keep?\u201d<\/strong><\/p>\n\n\n\n

Because between the agreed sale price and the money that finally reaches your bank account, there are costs that many owners either underestimate or don\u2019t calculate at all.<\/p>\n\n\n\n

This article exists to avoid unpleasant surprises.<\/p>\n\n\n\n

No drama. No scare tactics. Just clarity.<\/p>\n\n\n\n

The most common mistake: thinking gross instead of net<\/strong><\/h3>\n\n\n\n

Many owners calculate like this:<\/p>\n\n\n\n

\n

\u201cIf I sell for \u20ac350,000, I\u2019ll receive \u20ac350,000.\u201d<\/em><\/p>\n<\/blockquote>\n\n\n\n

That\u2019s not how it works.<\/p>\n\n\n\n

What really matters is not the sale price, but the net amount after all costs and taxes<\/strong>.<\/p>\n\n\n\n

Let\u2019s go through them step by step.<\/p>\n\n\n\n

1. Estate agency fees<\/strong><\/h3>\n\n\n\n

In Gran Canaria, the seller usually pays the agency fee.<\/p>\n\n\n\n

Typical range:<\/p>\n\n\n\n

3% to 6%<\/strong><\/p>\n\n\n\n

plus 7% IGIC on the agency fee<\/strong><\/p>\n\n\n\n

Example:<\/p>\n\n\n\n

5% on \u20ac350,000 = \u20ac17,500<\/p>\n\n\n\n

IGIC (7%) on \u20ac17,500 = \u20ac1,225<\/p>\n\n\n\n

Total agency cost: \u20ac18,725<\/strong><\/p>\n\n\n\n

The key point isn\u2019t the percentage itself, but whether the strategy, pricing and negotiation actually increase your final result.<\/p>\n\n\n\n

2. Municipal capital gains tax (Plusval\u00eda)<\/strong><\/h3>\n\n\n\n

This tax is charged by the local council and depends on:<\/p>\n\n\n\n

    \n
  • how long you owned the property<\/li>\n\n\n\n
  • the cadastral land value<\/li>\n\n\n\n
  • municipal coefficients<\/li>\n<\/ul>\n\n\n\n

    It is not calculated as a percentage of the sale price<\/strong>.<\/p>\n\n\n\n

    In practice, it can range from a few hundred euros to several thousand euros, especially for long ownership periods.<\/p>\n\n\n\n

    In most cases, the seller pays it..<\/p>\n\n\n\n

    3. Capital gains tax<\/strong><\/h3>\n\n\n\n

    If you are a Spanish tax resident<\/strong><\/h4>\n\n\n\n

    You pay tax on the actual profit<\/strong>, not the sale price.<\/p>\n\n\n\n

    Sale price<\/p>\n\n\n\n

    minus purchase price<\/p>\n\n\n\n

    minus deductible costs (notary, registry, renovations, selling costs).<\/p>\n\n\n\n

    Current tax brackets (simplified):<\/p>\n\n\n\n

    19% to 28%<\/strong>, depending on the gain.<\/p>\n\n\n\n

    If you are NOT a Spanish tax resident<\/strong><\/h4>\n\n\n\n

    Very common in Gran Canaria.<\/p>\n\n\n\n

    The buyer withholds 3% of the sale price<\/strong> and pays it to the tax office as an advance.<\/p>\n\n\n\n

    Later:<\/p>\n\n\n\n

      \n
    • overpaid \u2192 refund<\/li>\n\n\n\n
    • underpaid \u2192 difference must be paid<\/li>\n<\/ul>\n\n\n\n

      The effective tax rate on the gain is usually 19%<\/strong> (EU\/EEA residents).<\/p>\n\n\n\n

      4. Mortgage cancellation (if applicable)<\/strong><\/h3>\n\n\n\n

      If there is a mortgage, it must be cancelled:<\/p>\n\n\n\n

        \n
      • financially<\/li>\n\n\n\n
      • and at the Land Registry<\/li>\n<\/ul>\n\n\n\n

        Typical cost:<\/p>\n\n\n\n

        \u20ac300 \u2013 \u20ac1,500<\/strong><\/p>\n\n\n\n

        5. Mandatory documents and small expenses<\/strong><\/h3>\n\n\n\n

        These include:<\/p>\n\n\n\n

          \n
        • energy certificate<\/li>\n\n\n\n
        • updated land registry extracts<\/li>\n\n\n\n
        • community certificates<\/li>\n<\/ul>\n\n\n\n

          Not huge amounts, but part of the real cost.<\/p>\n\n\n\n

          6. The \u201cinvisible\u201d costs<\/strong><\/h3>\n\n\n\n

          Often forgotten:<\/p>\n\n\n\n

            \n
          • prorated property tax (IBI)<\/li>\n\n\n\n
          • community fees<\/li>\n\n\n\n
          • outstanding charges<\/li>\n\n\n\n
          • utilities settlement<\/li>\n<\/ul>\n\n\n\n

            They don\u2019t stop the sale, but they reduce the final net amount.<\/p>\n\n\n\n

            Real Example: Selling for \u20ac350,000<\/strong><\/h2>\n\n\n\n

            Assumptions:<\/strong><\/p>\n\n\n\n

              \n
            • Sale price: \u20ac350,000<\/li>\n\n\n\n
            • Agency fee: 5% + IGIC<\/li>\n\n\n\n
            • Mortgage in place<\/li>\n\n\n\n
            • No special situations<\/li>\n<\/ul>\n\n\n\n

              Agency fee:<\/strong> \u20ac18,725<\/p>\n\n\n\n

              Plusval\u00eda:<\/strong> approx. \u20ac2,500<\/p>\n\n\n\n

              Capital gains (example):<\/strong><\/p>\n\n\n\n

                \n
              • Purchase price: \u20ac230,000<\/li>\n\n\n\n
              • Deductible costs: \u20ac20,000<\/li>\n\n\n\n
              • Taxable gain: \u20ac100,000<\/li>\n<\/ul>\n\n\n\n

                Spanish tax resident (\u224823%): \u20ac23,000<\/strong><\/p>\n\n\n\n

                Non-resident (19%): \u20ac19,000<\/strong><\/p>\n\n\n\n

                Mortgage cancellation:<\/strong> \u20ac800<\/p>\n\n\n\n

                Documents:<\/strong> \u20ac300<\/p>\n\n\n\n

                Net result<\/strong><\/h3>\n\n\n\n

                Spanish resident:<\/strong> approx. \u20ac304,675<\/strong><\/p>\n\n\n\n

                Non-resident:<\/strong> approx. \u20ac308,675<\/strong><\/p>\n\n\n\n

                (All figures are indicative.)<\/p>\n\n\n\n

                Final thought<\/strong><\/h3>\n\n\n\n

                Selling a property isn\u2019t about the highest asking price.<\/p>\n\n\n\n

                It\u2019s about what remains after everything is settled.<\/p>\n\n\n\n

                Clear numbers lead to better decisions \u2014 and calmer sales.<\/p>\n","protected":false},"excerpt":{"rendered":"

                This article explains the real costs, taxes and deductions involved in selling a property in Gran Canaria \u2013 including a realistic calculation example based on a sale price of \u20ac350,000. Most property owners start with a simple question: \u201cHow much can I sell my property for?\u201d The more important question usually comes later \u2014 sometimes […]<\/p>\n","protected":false},"author":1,"featured_media":2165,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[124],"tags":[],"class_list":["post-2168","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-seller"],"acf":[],"_links":{"self":[{"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/posts\/2168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/comments?post=2168"}],"version-history":[{"count":2,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/posts\/2168\/revisions"}],"predecessor-version":[{"id":2174,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/posts\/2168\/revisions\/2174"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/media\/2165"}],"wp:attachment":[{"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/media?parent=2168"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/categories?post=2168"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/miyabihomes.com\/en\/wp-json\/wp\/v2\/tags?post=2168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}